NA 043

DIN Standards Committee Information Technology and IT Applications

Project

Financial services - Specification of QR codes for mobile initiated (instant) credit transfers under PSD2 requirements; German and English version prEN 18148:2025

Abstract

This document provides a specification for QR codes for mobile (instant) credit transfers (MCTs) whereby the payer uses a mobile device to initiate the payment transaction. The QR code is used to exchange data between the payer and the payee to enable the initiation of the (instant) credit transfer by the payer. This document is applicable to both cases where the QR code is presented by the payee or by the payer. This document excludes the following from its scope: The details of technical requirements and the supporting infrastructure to achieve interoperability amongst mobile (instant) credit transfer (MCT) service providers; The detailed implementation specification of the payload included in the QR code.

Begin

2025-01-02

WI

00225087

Planned document number

DIN EN 18184

Project number

04301180

Responsible national committee

NA 043-04-31 AA - Automatic Identification and Data Capture Techniques  

Responsible european committee

CEN/TC 225/WG 4 - Automatic ID applications  

draft standard

Financial services - Specification of QR codes for mobile initiated (instant) credit transfers under PSD2 requirements; German and English version prEN 18148:2025
2025-05
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